Terms & Conditions

1) Who we are

“The Helvetia Investor” (“THI”, “we”, “our”, “us”) publishes editorial content about markets and the economy through our website and email newsletter (together, the “Services”).

2) Acceptance of these Terms

By accessing the website, subscribing to the newsletter, or otherwise using the Services, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the Services.

3) What we provide (free)

The Services are provided free of charge. We may change, suspend, or discontinue any part of the Services at any time without notice.

Availability is not guaranteed; maintenance or events outside our control may cause downtime.

4) Newsletter terms

When you subscribe you consent to receive emails from us. You can unsubscribe at any time using the link in each email.

We may use a third-party email provider to deliver the newsletter. Please provide accurate information and do not subscribe with someone else’s email.

5) No advice / No recommendation

THI is not regulated as an investment adviser and does not provide investment, legal, tax, or accounting advice. All content is for information and education only and is not a personal recommendation or a solicitation to buy or sell any instrument or to adopt any strategy. Markets involve risk; values can fall as well as rise; you may lose all or part of your investment. If unsure, seek advice from a qualified professional.

AI notice. Some material may be AI-assisted or AI-edited. We review content, but AI may miss context or introduce errors.

6) Third-party content & links

The Services may reference third-party data, websites, or content. We do not control or endorse third parties and are not responsible for their materials, accuracy, or availability. Your use of third-party sites is at your own risk.

7) Intellectual property & limited licence

Unless otherwise stated, all text, graphics, logos, and other materials on the Services are our IP or our licensors’ IP.

We grant you a personal, non-commercial, revocable licence to view our content and to share links to it.

You may not reproduce, republish, scrape, frame, or distribute our content without prior written permission. Trademarks and names remain the property of their owners.

8) Acceptable use

You agree not to: (a) misuse the Services; (b) upload malware; (c) attempt unauthorised access; (d) scrape or bulk-download content; (e) infringe intellectual-property or privacy rights; (f) post unlawful, discriminatory, or defamatory material via any interactive feature (if enabled).

9) Accuracy & changes

We aim for clarity and accuracy but do not guarantee completeness, timeliness, or error-free content. We may correct, update, or remove content without notice.

10) Liability

To the maximum extent permitted by Swiss law, THI and its contributors exclude liability for: (i) indirect or consequential losses; (ii) loss of profit, data, or business; (iii) losses not reasonably foreseeable; and (iv) third-party acts or websites. Nothing excludes liability that cannot be excluded under applicable law.

11) Additional Notices

11.1 Editorial independence, conflicts & funding We maintain editorial independence. If we publish an error, we will correct or update the article and note material changes. Authors or contributors may hold positions in securities mentioned; any material conflicts will be disclosed where relevant. Sponsored content and affiliate links (if used) will be clearly labelled; we may receive a commission at no extra cost to you.

11.2 No fiduciary duty or monitoring; forward-looking & data caveats We do not monitor markets for you, manage assets, or assume any fiduciary duty. Some content may include forward-looking statements that involve risks and uncertainties; actual outcomes may differ. Quotes, charts, and data are provided “as is” and may be delayed, incomplete, or inaccurate; we do not guarantee timeliness or completeness.

11.3 Copyright, limited reuse & takedowns All content is protected by copyright and other rights. You may quote up to 100 words with a link and clear attribution to The Helvetia Investor. Republishing full articles, scraping, framing, or automated downloading is prohibited without prior written permission. If you believe your IP is infringed, email legal@thehelvetiainvestor.com with the URL, a description of the work, and proof of ownership; we will review promptly.

11.4 Privacy, cookies & email delivery We use essential cookies and privacy-respecting analytics. By using the site or subscribing, you consent to processing under Swiss FADP (and, where relevant, GDPR). Email delivery is handled by a third-party provider; your address is used solely to send the newsletter. You can unsubscribe at any time via the link in each email. See our Privacy Policy for details.

11.5 Impressum & contact Publisher: The Helvetia Investor. Contact: hello@thehelvetiainvestor.com

12) Changes to these Terms

We may update these Terms from time to time. Material changes will be posted on the site with a new “Last updated” date. Continued use after changes means you accept the updated Terms.

13) Governing law & venue

These Terms are governed by Swiss law. The exclusive place of jurisdiction is Zurich, Switzerland, subject to any mandatory consumer forum rights.